Book a Call

Terms and Conditions

These Terms and Conditions govern your use of our website and services. Please read carefully.

M&A Wealth

Last Updated: March 2, 2026

1. Introduction and Acceptance

Welcome to M&A Wealth Pty Ltd (“Company,” “we,” “us,” or “our”), a Corporate Authorised Representative of Matrix Planning Solutions Limited. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and financial products. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Our Details:

Business Name: M&A Wealth Pty Ltd
ABN: 32 601 029 618
Corporate Authorised Representative No.: 463323
Parent Licensee: Matrix Planning Solutions Limited (ABN 45 087 470 200)
AFSL & ACL No.: 238256
Business Address: Suite 1.04, Level 1/50 Margaret St, Sydney NSW 2000, Australia
Phone: 1300 629 325
Email: [email protected]

 

2. Financial Services Disclaimer

M&A Wealth Pty Ltd is a Corporate Authorised Representative (CAR No. 463323) of Matrix Planning Solutions Limited, which holds an Australian Financial Services Licence (AFSL No. 238256) and Australian Credit Licence (ACL No. 238256).

We are authorised to provide financial services and credit services only on behalf of Matrix Planning Solutions Limited.

This authorisation is limited to the services and products specified in the financial services guide and product disclosure statements.

 

3. Definitions

Term Definition
“Financial Services” means advice and services related to financial products as defined under the Corporations Act 2001
(Cth)
“Credit Services” means services related to credit products under the National Credit Code
“User,” “you,” or “your” means any person accessing or using our website or services
“Website” means www.mawealth.com.au and all associated web pages
“Content” means all information, data, text, graphics, and materials on our website
“FSG” means Financial Services Guide
“PDS” means Product Disclosure Statement

 

4. Use License and Restrictions

We grant you a limited, non-exclusive, non-transferable license to access and use our website and services for lawful purposes only. You agree not to:

  • Reproduce, modify, or distribute any content without prior written consent
  • Use our website for any unlawful or fraudulent purpose
  • Attempt to gain unauthorized access to our systems
  • Transmit viruses, malware, or harmful code
  • Engage in any form of harassment or abusive behavior
  • Misrepresent your identity or credentials
  • Interfere with the normal operation of our website

 

5. Financial Advice and Disclaimer

5.1. Provision of Advice

Any financial advice provided by M&A Wealth is provided by Australian Financial Services Licensees or their representatives. Before providing personal financial advice, we will provide you with a Financial Services Guide (FSG) and relevant Product Disclosure Statements (PDS).

5.2. General Information

Content on our website that is not personal financial advice is general in nature only and does not take into account your personal financial circumstances, needs, or objectives. Before making any financial decision, you should:

  • Read the relevant FSG and PDS carefully
  • Consider whether the product is appropriate for your circumstances
  • Seek personal financial advice from a licensed financial adviser if necessary
  • Consider obtaining independent professional advice

5.3. No Warranty

Information on our website is provided “as is” without warranty of accuracy, completeness, or timeliness. We do not guarantee that the website or services will be error-free or uninterrupted.

 

6. Limitation of Liability

6.1. Exclusions

To the extent permitted by law, M&A Wealth and Matrix Planning Solutions Limited (including their officers, employees, and agents) are not liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of profits, revenue, or anticipated savings
  • Loss of data or business opportunity
  • Any damages arising from your reliance on information provided
  • Third-party conduct or website links

6.2. Statutory Rights

Nothing in these Terms excludes, restricts, or modifies any consumer guarantees, rights, or remedies you may have under Australian Consumer Law or other applicable legislation that cannot be excluded or modified by contract.

 

7. Personal Information and Privacy

Your use of our website is subject to our Privacy Policy. We collect, use, and disclose personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

For information on how we handle your personal data, please refer to our Privacy Policy available on our website.

 

8. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of M&A Wealth or our licensors and is protected by copyright and intellectual property laws. You may not use, reproduce, or distribute this content without our prior written consent.

 

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of external websites. Your access to and use of third-party websites is at your own risk and subject to their terms and conditions.

 

10. Regulatory Compliance

10.1 Corporations Act Compliance

M&A Wealth complies with the Corporations Act 2001 (Cth) and operates under the AFSL held by Matrix Planning Solutions Limited.

10.2 National Credit Code Compliance

M&A Wealth complies with the National Credit Code and operates under the ACL held by Matrix Planning Solutions Limited.

10.3 Anti-Money Laundering

We comply with the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth). You agree to provide accurate identification and financial information as required by law.

 

11. Indemnity

You agree to indemnify and hold harmless M&A Wealth, Matrix Planning Solutions Limited, and their respective officers, employees, and agents from any claims, losses, damages, or expenses (including legal fees) arising from:

  • Your use of our website or services
  • Your breach of these Terms
  • Your violation of any law or third-party rights
  • Any content you provide or transmit

 

12. Termination of Access

M&A Wealth reserves the right to terminate or suspend your access to our website and services at any time, without notice, for:

  • Breach of these Terms
  • Unlawful conduct
  • Non-payment of fees or charges
  • Any other reason in our sole discretion

13. Amendment of Terms

M&A Wealth may amend these Terms at any time by posting the revised Terms on our website. Your continued use of our website and services following any amendment constitutes your acceptance of the amended Terms. We recommend reviewing these Terms regularly.

 

14. Severability

If any provision of these Terms is found to be invalid, unenforceable, or illegal, that provision shall be severed, and the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

 

15. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of New South Wales and the Federal Court of Australia.

 

16. Dispute Resolution

16.1 Complaints Process

If you have a complaint about our services, please contact us:

We will acknowledge your complaint within 1 business day and provide a response within 30 days (or longer if circumstances require).

16.2 AFCA

If you are not satisfied with our response or we do not resolve your complaint within 30 days, you may refer your complaint to the Australian Financial Complaints Authority (AFCA):

AFCA is a free external dispute resolution scheme for consumers and small businesses.

 

17. Contact Us

For questions about these Terms and Conditions, please contact us:

 

18. Entire Agreement

These Terms and Conditions, along with our Privacy Policy, FSG, and relevant PDS, constitute the entire agreement between you and M&A Wealth regarding your use of our website and services and supersede all prior agreements and understandings.